No Picture
Cheap

India First Life Insurance company

Headquartered in Mumbai, India First Life Insurance Company is a joint venture of Bank Of Baroda and Union Bank of India, and the UK’s financial and investment company, legal & General.

 

Incorporated in November 2009 with paid-up share capital of INR 663 Crore, India First Life Insurance Company is one of the fastest-growing life Insurance companies in India. 

 

India First Life Insurance Company has grown exceptionally due to delivering good results to their customers and creating value for their investors without compromising integrity. The company is built on a strong foundation of trust and has a promising future.

 

India First Life Insurance Company has a plethora of life insurance products ranging from pension plans, term plans, ULIP, retirement plans, micro insurance plans, etc. The company has a variety of insurance products to cater to the needs of all types of customers. People can choose insurance products as per their requirements. The company has approximately 4800 branches across India.

 

India First Life Insurance Company has a variety of insurance products:

 

Term Plan

  • India First life Plan
  • India First Any Time Plan
  • Star First Combi Plan
  • Star First Optima/Classic/Comprehensive

Unit Link Investment Plans (ULIPs)

  • India First Life Wealth Maximizer Plan
  • India First Money Balance Plan

Savings plan

  • India First Life Cash Back Plan
  • India First Maha Jeevan Plan
  • India First Simple Benefit Plan

Retirement Plan

  • India First Guaranteed Retirement Plan
  • India First Immediate Annuity Plan

Micro Insurance Plan

  • India First Life “Insurance Khata” Plan

Child Plan

  • India First happy India Plan
  • India First Little Champ Plan

The process to claim India First Life Insurance

The following step by step process to be followed to claim India First Life Insurance:

The company can be notified regarding a particular claim

  • By registering online
  • By contacting the call center
  • By contacting the sales advisor of the company
  • By visiting Bank of Baroda branches

After notifying the company, the claimant has to submit the claim form at the earliest along with the following documents:

 

Copy of death certificate

Copy of age proof of insured 

Copy of claimant’s age & address proof

Copy of Claimant’s passbook and canceled cheque

Medical report and discharge summary

Copy of FIR and panchnama, in case of unnatural/accidental death

 

On submission of all these documents, a claim will be registered. The documents will be sent for verification. If any additional documentation is required would be informed to submit it.

 

After the investigation of the case, the claim can be accepted or rejected. If accepted settlement amount will be calculated. The amount will be released via bank transfer/NEFT.

 

What is life insurance?

 

Our life seems beautiful if we are blessed with a caring family. We work hard and put our best efforts to ensure the beautiful life of our family. We take care of all the financial needs of our spouses, children, and parents. 

 

But life is uncertain, you never know what life has in store for you. Due to any unfortunate incident if something unexpected happens to you then who will take care of your loved one.

 

Here comes life insurance, the best tool to protect your family from any financial crunch that may come up after your unfortunate demise.

 

Life insurance is the only way to help your family to meet routine living expenses and support your family to achieve all the life objective even when you are not around.

 

Life insurance is the most crucial thing that a person must have to secure a contented and peaceful future for his family in his absence. 

 

Life is full of uncertainties, but death is the most certain in life. It is not wise to leave anything to chance and protect the future of your family with the best life insurance policy as per your financial needs.

 

No Picture
Comprehensive Insurance

Constructive Advice About Getting Home Owner’s Insurance

Constructive Advice About Getting Home Owner’s Insurance

It is important that you protect your home and your belongings by having home owner’s insurance. One way to do this is with homeowner’s insurance. It’s hard to do when you don’t have much money, but the tips below should help.

Paying off your mortgage can help you save money on your home owner’s insurance premiums. Insurance companies work under the assumption that those who own their homes will take better care of them. Paying off the mortgage will reduce annual premiums.

If you have recreational amenities in your backyard such as pools, hot tubs, trampolines, or other contraptions that are likely to cause injury, these can raise your insurance premiums, sometimes by 10 percent or more. Consider this when making a decision about purchasing a property with these things, or adding them to it.

Before you buy a home, find out how much insurance runs in the area you are considering. In some locations, homeowners insurance is very high due to a number of factors. For example, if the home is located in a flood zone or an area where hurricanes are to be expected, high insurance rates are also to be expected.

Auto Insurance

If you are struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Just like with health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, as the homeowner ends up with those costs.

Car Insurance

When you are looking into homeowners insurance it can be a pretty pricey thing. However if you do your research you can find ways to help lower your premium. One thing that some people do is to combine their insurance policies. Most times when you combine homeowners insurance with your car insurance you can save a certain percentage.

Home Insurance

Make sure that you have a record of everything that is covered under your home insurance. Make a detailed list, and take pictures of all valuables. It also helps to keep receipts for big ticket items. There is free software online that will enable you to create a home inventory, room by room. If you need to make a claim, having all this information on hand will help to speed up the process.

Insurance Companies

Lower your annual home insurance premiums by raising your deductible. The higher the deductible, the less you pay. Even though you will be stuck with footing the bill for smaller problems you may encounter, it is worth it in the long run. Insurance companies tend to raise a homeowner’s premium after any claim they make, no matter how small.

Insurance Policy

To make sure that you are paying the lowest amount on your homeowner’s insurance, compare the cost of your insurance policy to another company’s policies at least once a year. You should also review your existing policy and mark any changes that may have occurred which could lower your premium.

The above article has given you many tips about homeowner’s insurance. You can do it. You simply must use this information correctly. Get the right policy and protection for your family and home.…

No Picture
General Insurance

Everything You Need To Know About Home Owner’s Insurance

Everything You Need To Know About Home Owner’s Insurance

The home you purchased was a very large investment. It is best if you’re always protecting this investment with a great homeowner’s insurance policy. There are many places to find insurance and many types of coverage, so pay attention to these tips so that you can figure out what you need and for what price.

Lower your homeowner’s insurance annual premiums by as much as five percent by maintaining a security system that is directly tied to your neighborhood police station. All that is required to qualify for this discount is to verify that you have central monitoring, which can be through a bill or insurance company contract.

Check the provisions for “due diligence” on your homeowner’s insurance policy. If you have neglected to keep up with regular home maintenance, your insurance policy may not cover the problems that result from that negligence. Check with your insurance agent about what types of documentation is required to prove you have been doing the maintenance.

Auto Insurance

If you are struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Just like with health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, as the homeowner ends up with those costs.

Car Insurance

When you are looking into homeowners insurance it can be a pretty pricey thing. However if you do your research you can find ways to help lower your premium. One thing that some people do is to combine their insurance policies. Most times when you combine homeowners insurance with your car insurance you can save a certain percentage.

Home Insurance

Be aware of what your home insurance actually covers. A regular home insurance policy doesn’t cover things such as flood damage. This type of insurance needs to be purchased separately through the Federal Emergency Management Agency. Another thing to consider is earthquake damage. If this is something that you may experience, you will have to buy specialized coverage from a private home insurance company. Luckily, both of these types of coverage are relatively inexpensive.

Insurance Companies

An easy way to save on your insurance policy is to pay off your mortgage. There is a good chance that the insurance provider will assume a greater level of responsibility and care for the home if you own it. You may be surprised by the decrease in premiums.

Insurance Policy

When shopping for homeowners insurance, saving money is key. Having devices such as smoke alarms, carbon monoxide detectors, and monitored home security alarms in place can offer great discounts. Remember to discuss these (and other) safety devices with your agent when negotiating your next homeowners insurance policy.

Do not be confused with the various types of coverage out there. Just remember that you need solid protection for your home and what’s inside of it. If you follow the tips in the article above, you will be able to find a solid policy that provides ample coverage for your home without breaking the bank.…

No Picture
Home Insurance

Home Owner’s Insurance: A Guide To Protecting Your Home

Home Owner’s Insurance: A Guide To Protecting Your Home

If you are a homeowner, you undoubtedly wish to protect your property with solid insurance coverage. It is also true that you want to obtain the right coverage without going over your budget. Utilize the tips located below in order to obtain a high-quality, cheap policy that fits all your needs.

If you need to file a claim with your homeowner’s insurance company, do so promptly. Quickly respond to any request for information as completely as you can. The more information the insurance company has, the faster they can process your claim. Also, much damage suffered by homes will only worsen with time, meaning that if you let it sit, the cost will be higher.

When considering insurance for your home, take into account the building materials that are in the home you wish to insure as well as any possible additions. Insurance companies will most likely grant greater rates for safer construction materials such as steel and cement as opposed to flammable wood. Be sure to compare rates with multiple companies also.

Auto Insurance

If you are struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Just like with health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, as the homeowner ends up with those costs.

Car Insurance

When you are looking into homeowners insurance it can be a pretty pricey thing. However if you do your research you can find ways to help lower your premium. One thing that some people do is to combine their insurance policies. Most times when you combine homeowners insurance with your car insurance you can save a certain percentage.

Home Insurance

Be aware of what your home insurance actually covers. A regular home insurance policy doesn’t cover things such as flood damage. This type of insurance needs to be purchased separately through the Federal Emergency Management Agency. Another thing to consider is earthquake damage. If this is something that you may experience, you will have to buy specialized coverage from a private home insurance company. Luckily, both of these types of coverage are relatively inexpensive.

Insurance Companies

Lower your homeowner’s insurance by searching for insurance companies that offer discounts to customers who have multiple policies. Many insurance companies offer discounts of up to ten percent or more, so be sure to shop around until you find the best deal. This can allow you to save on two or more different policy premiums.

Insurance Policy

When shopping for homeowners insurance, saving money is key. Having devices such as smoke alarms, carbon monoxide detectors, and monitored home security alarms in place can offer great discounts. Remember to discuss these (and other) safety devices with your agent when negotiating your next homeowners insurance policy.

If you want to get serious with an insurance policy for your home, use these tips. You need to be aware of how to purchase a good policy and how to focus on getting the coverage you need.…

No Picture
General Insurance

The Information You Need When Buying Insurance

The Information You Need When Buying Insurance

Having homeowner’s insurance is often a requirement before you can be approved for a loan or mortgage, but it can be quite expensive. There are certain aspects you need to make sure are always covered in your policy. This article has simple tips on how to stay covered while keeping your annual home insurance premiums to a minimum.

Auto Insurance

Save money on your insurance premiums by raising your deductible. You can save $100 or more on your auto insurance premium by raising your deductible from $250 to $500. Likewise, if you increase your homeowner’s deductible from $500 to $1,000, you could save even more. Even increasing your health insurance deductible helps you save money on premiums.

Car Insurance

Try to get the best insurance company that can handle all of your needs, in regards to insurance. If you carry all lines of coverage with the same insurer, you can save a lot of money. If you currently carry all of your insurance with one company, but are considering moving your car insurance to another company to get a better rate, first find out if the cost of your homeowners insurance will rise as a result.

Cheap Insurance

In order to get cheap insurance rates it is best to buy insurance online. This reduces the cost of the insurance because most companies will not need to add overhead associated to the automation process of signing up for the insurance. Insurance rates taken online typically drop by five to ten percent.

Home Insurance

Look into multiple insurance policy discounts. When you bundle your insurance contracts with one company, you will often get a discount of 10% or more. If you currently have home insurance with a company that you are satisfied with, contact them and get a quote for auto or life insurance. You may find that you will get a discount on every policy.

Insurance Car

Health insurance, car insurance, renter’s insurance, pet insurance, travel insurance.

All of those things are necessary and they insure one’s peace of mind. It is easy to think that paying a minimal monthly amount is ridiculous, but when something catastrophic happens, insurance saves the day.

Insurance will save one’s car, another driver’s car, items in one’s apartment, cover the bills for a sick pet, reimburse one for a trip that got cancelled because of bad weather, or pay medical bills.

Purchasing insurance is necessary and it should factor into everyone’s budget. One hundred dollars every month is far easier to handle than one hundred thousand because something unexpected happened.

Insurance Companies

In cases of regional disasters, some insurance companies will send special adjusters into the area to help expedite claims for policyholders, arrange temporary housing, and begin the rebuilding process. When shopping for a new homeowner’s policy, you might wish to go with a carrier that has a history of helping out like this.

Insurance Policy

Repeat after me: you must always read the fine print when signing an insurance policy. In an insurance transaction, you typically will have to sign a large number of papers containing thousands of words in tiny print. You need to read – and understand – these forms before you sign any insurance policy. Do not allow the agent to blow through the forms and simply sign at the several places marked with an X. If you don’t understand the fine print, you will likely regret your purchase decision down the line.

Motorcycle Insurance

Look for bundles that insurance companies offer, in order to save money. For determined rates, it is possible to get a policy that covers both your automobile and your motorcycle. A number of insurance providers also bundle together varying types of home insurance policies. You should, though, always buy only the insurance that you need.

Vehicle Insurance

If you don’t have health insurance coverage, you may want to add medical coverage to your vehicle insurance policy. Auto accidents are often a major cause of catastrophic medical bills and the medical coverage will cover everyone in the car, regardless of who the driver at fault it. This can protect your assets from being party to a lawsuit and can save you a lot of bills in the even an accident occurs.

Follow these tips to make sure your homeowner’s insurance rates are as low as they can possibly be. Also make sure to shop around often and keep an eye out for things about the neighborhood that may help reduce your premium rates. While you should always look for ways to save money, make sure you do not cut out coverage that is necessary for your home.…

No Picture
Auto Insurance

You can use These Following Steps to Insure Your Home

Sometimes it’s a wise move to bundle up your policies in order to save money on your insurance, and other times you want to have separate policies. It can all be a bit confusing based on your particular needs, so be sure that you’re using the tips provided in this article to help you shop for homeowners’ insurance.

Have your financial house in order before you try and enter into a real estate transaction. Check your credit report and credit score from the three major credit bureaus. If there are any inaccuracies, you will want to have those fixed. Unexpected hiccups in your financing can derail a purchase you are about to make.

When considering insurance for your home, be aware of how certain possessions may affect your rates. Having a pool or skateboard ramp may bring hours of joy and fun to your family and friends, however they can make a large impact on your rates. Check with multiple providers and consider if it is worth it to have these recreational items.

Auto Insurance

If you are struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Just like with health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, as the homeowner ends up with those costs.

Car Insurance

When you are looking into homeowners insurance it can be a pretty pricey thing. However if you do your research you can find ways to help lower your premium. One thing that some people do is to combine their insurance policies. Most times when you combine homeowners insurance with your car insurance you can save a certain percentage.

Home Insurance

Pay your home insurance yearly instead of monthly. Breaking it in to monthly payments may make it seem to be cheaper but if you save the money to pay it in full for the year, you will get a discount for making that payment. This can save you a good bit of money over the years.

Insurance Companies

Lower your annual home insurance premiums by raising your deductible. The higher the deductible, the less you pay. Even though you will be stuck with footing the bill for smaller problems you may encounter, it is worth it in the long run. Insurance companies tend to raise a homeowner’s premium after any claim they make, no matter how small.

Insurance Policy

Review your homeowner’s insurance policy every year to make sure it still accurately reflects your situation. Keep track of additions or changes to your house that might call for discounts or premium reductions. Do not neglect your neighborhood, either. The installation of new services nearby (e.g. a new fire hydrant close to your house), may also call for lower insurance payments.

Unlike auto and health insurance, homeowners’ insurance is able to cover a multitude of things. You never know exactly what you need until you sit down and really examine your personal situation. Use these tips to help you out when you go on the hunt for an affordable, quality insurance package.…

No Picture
Auto Insurance

Choose The Right Home Owner’s Insurance with these Tips to Help

Did you know that homeowners’ insurance can help keep you protected against frivolous lawsuits? Let’s say some buffoon decides to take a jump over your fence and into your swimming pool. If he hurts himself, he could sue you and win big. This is one of the many reasons you need insurance and one of the reasons you need these tips to help you find the best deal on a package.

Pay your mortgage down as much as you can to reduce the cost of your policy. A typical insurance provider assumes that people owning their home will put more effort into protecting it and provide lower rates. Paying your mortgage in full will lower your premium costs.

After purchasing your homeowner’s insurance policy, go around your home and take photographs of your belongings so you have a visual inventory. Store these photos in a fireproof safe or at a relative’s house. These photographs will help the insurance company document your claims, and help you get your money faster.

Auto Insurance

If you are struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Just like with health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, as the homeowner ends up with those costs.

Car Insurance

When you are looking into homeowners insurance it can be a pretty pricey thing. However if you do your research you can find ways to help lower your premium. One thing that some people do is to combine their insurance policies. Most times when you combine homeowners insurance with your car insurance you can save a certain percentage.

Home Insurance

Lower your annual home insurance premiums by raising your deductible. The higher the deductible, the less you pay. Even though you will be stuck with footing the bill for smaller problems you may encounter, it is worth it in the long run. Insurance companies tend to raise a homeowner’s premium after any claim they make, no matter how small.

Insurance Companies

When considering insurance for your home, take into account the building materials that are in the home you wish to insure as well as any possible additions. Insurance companies will most likely grant greater rates for safer construction materials such as steel and cement as opposed to flammable wood. Be sure to compare rates with multiple companies also.

Insurance Policy

To make sure that you are paying the lowest amount on your homeowner’s insurance, compare the cost of your insurance policy to another company’s policies at least once a year. You should also review your existing policy and mark any changes that may have occurred which could lower your premium.

Don’t wait around until someone attempts to take you to court for something out of your control. Make sure you’re always protected with the best homeowners coverage possible. Use the tips we outlined in the above article to save money on a quality insurance plan. You never know when something bad or very strange is going to happen.…